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Finding and Working with a Lender

Working with Your Lender for Traditional Refinancing

Before you refinance, you’ll want to do your homework and select a lender that offers the most competitive rates and terms. The more you shop around, the more confident you’ll be with your selection.

Working with Your Lender for HARP

If your loan is owned by Freddie Mac, you have two options for refinancing through HARP.  You can either work with your existing lender (if they participate in the program) or with a different lender that participates in the program.

Refinancing Resources



Refinancing Costs

Understand what your refinancing costs might be.


Extra Payments

Learn how advantageous extra monthly mortgage payments might be.

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