Understanding Refinance Options
If mortgage rates have dropped since you took out your mortgage or if you’re looking to move into a different mortgage product that better fits your situation, talk to your lender about refinancing.
If you’ve built up significant equity in your home over the years and could use this money for home improvements or to improve your financial situation, talk with your lender about a cash-out refinance.
If you have little or no equity in your home and want to take advantage of lower mortgage rates, our relief refinance option may be able to help. This program is designed for underwater homeowners and can help to put you in a more stable, secure mortgage.