Down Payment Calculator Explore how much money you should put down on your home. View this content in Other Languages Español To learn more about your down payment options, see “The Math Behind Putting Down Less Than 20%” Related Resources Down payments & PMI Typically, down payments are 5 to 20% of the home’s purchase price, but this can be as little as 3%. If you make a down payment less than 20%, you’ll have to pay PMI.