Sparking Action: Wildfire Preparedness
July 30, 2019
July 30, 2019
Nearly 45 million homes are located near fire-prone wildlands, according to the National Fire Protection Association. If you are in an area where wildfires are an active risk, it's important to act now to protect your home later.
A standard homeowners insurance policy generally will pay to repair or rebuild your home if the structure is damaged by fire. Additionally, most homeowners or renters insurance will cover damaged belongings.
If you are faced with fire-damaged household items, be sure to document the damage and, if possible, hold onto them until your insurance claim is submitted.
In the event your home becomes uninhabitable after a fire, your insurance company may reimburse you for additional living expenses. This coverage is available for renters and homeowners, but is not always included with a standard policy.
If you are unsure about what's covered by your current policy, contact a trusted insurance professional for more information.
Knowing what your plan covers will make an emergency situation less stressful.
If you live in an area that is susceptible to wildfires, a few preventive measures can help ensure your home's safety.
Prior to evacuating, complete this checklist to help first responders evaluate your home.
For more resources and information visit, FEMA.gov or MyHome by Freddie Mac®.