How Many Starter Homes Are Being Built in Your State?
We compared the construction of starter homes, which is the main driver of the housing shortage, in 1980 and 2019 by state. How does your state fare?
Your Options for Avoiding Foreclosure
Unexpected challenges in your life can make it difficult to make your monthly mortgage payments. These steps can help you avoid foreclosure and get back on track.
The Homeowner's Guide to Home Maintenance
Timely maintenance and repairs help protect your home, provide your family with greater comfort and even enhance your home's value.
How the Secondary Mortgage Market Works
The secondary mortgage market connects lenders, homebuyers and investors from around the world in a system that makes home possible for millions of families and renters.
4 Reasons Fall Is a Great Time to Sell
The spring is typically known as the busiest season for homebuying activity, but there are plenty of strong reasons to sell your home this fall.
Why Was My Mortgage Sold?
If you received a letter stating that Freddie Mac purchased your mortgage, you should not be alarmed and do not need to take action.
The 7 Parts of a Mortgage Payment
Understanding the components that make up a mortgage payment can help you choose the mortgage option that is best for you.
How to Prepare Your Home for a Tornado
To help minimize damage to your home from a tornado, you can take steps to secure your home before these violent storms arise.
When Is the Right Time to Refinance?
Learn more about your mortgage refinancing options, understand today's rates and figure out how to find the right loan for you.
Weathering the Storm: Hurricane Preparedness
If you live in an area prone to hurricanes, learn how you can safeguard your home to help weather the storm and ease your recovery.
The 4 Cs of Qualifying for a Mortgage
Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower.
The 5 Factors that Make Up Your Credit Score
Take a close look at the factors that make up your FICO® credit score and the importance of each to your score.
Common Scams After a Disaster and How to Avoid Them
You can help avoid becoming a victim of a disaster-related scam by being aware of some common schemes.
Cómo comenzar a crear su historial de crédito
Nunca es tarde para crear establecer su historial de crédito. Aquí hay tres puntos de partida.
Help, I'm Being Evicted! What You Need to Know Right Now
If you are a renter facing the threat of eviction for non-payment of rent due to the pandemic, familiarize yourself with the programs and protections available to you.
Is Teleworking Changing How Renters Feel About Living in Cities?
Being a short-term or permanent teleworker is making a difference in urban renters' plans for renting, buying or relocating.
Are You Financially Prepared for a Disaster?
You can build financial resilience to disasters by creating an emergency budget, setting aside funds and knowing what your insurance policy covers.
Understanding Credit Scores
Credit scores can be confusing and complex. Learn how credit scores work, the different types of scores and where you can find yours.
Homebuying Negotiations: Responding to a Counteroffer
Learn what is most commonly negotiated during homebuying and how to keep your wishes, your wallet and your cool throughout the process.
Helping Families Stay in Their Homes in Q2 2021
Our strong financial performance in the second quarter of 2021 is helping us fulfill our mission, and we continue to support families affected by the pandemic.
How to Start Building Your Credit History
If you don't have a credit history, there are a number of strategies you can apply to build good credit.
Economic Forecast Shows Continued Growth in Home Prices and Low Interest Rates Through Year End
Whether you’re looking to buy, sell or refinance, learn how the forecast of high house prices and low mortgage rates factors in to your thinking.
Emergency Preparedness: The Key Documents You Need
To help you prepare for an emergency or natural disaster, you can take four simple steps to prepare the key documents you'll need for recovery.
Get Smart About Credit: Credit Basics Q&A
Understanding what credit is, what affects credit and how credit is used can empower you take control of your financial health.
Do I Need to Put Down 20% on a Home?
You may be overestimating the upfront costs of homeownership. Some mortgage programs make it possible to put down as little as 3%.
Cap, Gown and Credit: Credit Basics for New Grads
If you're a recent college graduate, you've probably received a lot of advice about pursuing your passions or finding a job — but probably not about building and maintaining your credit.
From Down Payments to Dating: Why Credit Matters
Good credit can affect many aspects of your life – such as getting a loan, utility accounts and even a date.
Should My Offer Include an Escalation Clause?
If you and your real estate agent are confident that there will be multiple offers on a home, you may consider including an escalation clause in your offer.
Talking to Your Landlord about Rent Relief Options
If your ability to pay rent has been impacted by COVID-19, it is important to contact your property manager as soon as possible to discuss your situation.
What to Expect with a Home Inspection
A home inspection uncovers any underlying issues with the property so that you can complete your home purchase with confidence.
Understanding Contingency Clauses in Homebuying
Contingencies are specific conditions you can add to your home purchase agreement to protect yourself.
Resources for Renters
In response to the economic crisis brought on by COVID-19, more than $45 billion in federal aid has been made available to help renters and landlords who have been hit hard by the pandemic.
The Independence of Owning a Home
Homeownership not only builds a sense of pride and accomplishment, but it's an important step toward achieving long-term financial stability.
Helping Families Stay in Their Homes
In our blog, we often discuss the homebuying journey and provide you with the information you need to land your dream home – but helping you stay in your home is just as important to our mission.
How to Write a Dear Home Seller Letter
If a seller is deciding between two bids, a good offer letter could tip the scales in your favor.
Home Improvement Projects with the Best ROI
Not all home projects are equal when it comes to earning you a return on investment.
Freddie Mac Mortgage Programs: Which One is Right for You?
Freddie Mac's loan programs make homeownership possible for borrowers in all different situations.
How to Get a Mortgage Step by Step
Learn what it takes to qualify for a loan and how you can prepare for the mortgage application process.
3 Strategies to Win a Bidding War
Today's market is competitive and bidding wars are not uncommon. So, how do you "win" this war?
The Math Behind Putting Less Than 20% Down
See how a lower down payment affects your monthly mortgage payment and total expenses over the life of your loan.
Tax Breaks for Homeowners and Renters
Tax breaks are just one of the many things to look forward to when you purchase a home.
Qualifying for a Mortgage When You're Self-Employed
Learn how to qualify for a mortgage if you have a non-traditional work situation.
A Solid Start
See how we are delivering upon our mission and improving America's housing finance system in 2021.
Apartment Types: What's the Difference?
Learn how different apartment types compare and what makes each one unique.
How to Find the Right Home for You
The right home is out there if you know what you’re looking for. Begin with a list of needs, wants and deal-breakers.
Are You Ready to Buy Your First Home? Here's How to Tell
Managing your expectations early in the homebuying process helps set you up for success in the long run.
10 Real Estate Terms Every Homebuyer Should Know
Buying a home is exciting, but it's easy to get overwhelmed if you're not familiar with the homebuying vocabulary.
Renting Glossary: 10 Terms You Need to Know
We’ve gathered a list of 10 common rental terms you will need to know when searching for your next apartment.
The Essential Guide to Creating a Homebuying Budget
Understand how much you can afford and how to prepare for the costs of buying and owning a home.