The Essential Guide to Creating a Homebuying Budget Understand how much you can afford and how to prepare for the costs of buying and owning a home. Help for Homeowners and Renters Since the start of the COVID-19 pandemic, we have supported American families nationwide. Tips for Online House Hunting Modern technology is changing a lot of things – including the way buyers search for homes. Budgeting for Upfront Costs: The Homebuyer’s Guide Learn which expenses you’ll need to cover out of pocket, so you can factor them into your final homebuying budget. 5 Questions to Ask Before You Buy a Green Home Are you in the market for an eco-friendly home? Work with your team to understand all your options. Prepare Your Finances for a Natural Disaster Follow these tips to be better prepared for a future emergency. Who to Contact for Mortgage Assistance Free assistance is available to help guide you through financial hardship. In the Know: Manufactured Homes For many, the term "manufactured housing" doesn’t conjure images of spacious and updated homes, but perhaps it should. Three Common Real Estate Scams Learn about moving fraud, foreclosure scams, and rental schemes. Calculate for the Cost of Homeownership What's the real cost of owning a home? Our calculators can help you budget how much home you can afford. What's the Magic Number? Breaking Down Down Payments Contrary to popular belief, you don't need a 20% downpayment to buy a home. March Madness: The Final Four Cs How do you get a loan? What do lenders look for? Housing's big dance happening off the basketball court. Pinch Me! How it Pays to be Green Did you know that going green can save you money? Intro to Adulting: Credit Basics for Grads Credit 101: Before you get that diploma, check out this crash course on the ins and outs of credit. 5 Steps to Help Safeguard Your Smart Life Learn how to protect yourself and your smart devices from cyber criminals. Help Around the Corner and Across the Country Whether you're hoping to buy a home or struggling to pay your mortgage, Borrower Help Centers and Borrower Help Network help. Stay Safe: Preparing for a Hurricane Unfortunately, no one can stop a tropical storm or hurricane from happening, but you can prepare and take steps to ensure the safety of your family. Amore Your Amortization Schedule What exactly is amortization, what is an amortization schedule, and why does it matter? What's Your Financial IQ? April is Financial Literacy Month and there is no better time than now to brush up on your financial education and life-long money management skills. But Wait, There's More In addition to principal and interest, your monthly mortgage payment may also include an escrow payment and private mortgage insurance payment. So, what are these extra payments? Renting Vs. Buying: 5 Questions to Ask Yourself Answer these five questions and you'll be ready to make major decisions by the time the spring thaw comes. One Easy System for Improving Your Credit? Yes! Looking for an easy, convenient way to better manage your finances, improve your credit, save money, and work toward buying a home? Check out this new Freddie Mac program. Who Do I Call...About a Letter I Received from Freddie Mac? Did you receive a letter from Freddie Mac with the subject, "Borrower Notification: Freddie Mac Has Purchased Your Loan" but don't know what it means or what to do about it? How It Works: The Secondary Mortgage Market Follow along with our new blog series, where we discuss how things work in the mortgage market, from underwriting your loan to credit risk transfer. To kick off the series, we introduce you to the inner workings of the secondary mortgage market.