Do I Need to Put Down 20% on a Home?
You may be overestimating the upfront costs of homeownership. Some mortgage programs make it possible to put down as little as 3%.
The Math Behind Putting Less Than 20% Down
See how a lower down payment affects your monthly mortgage payment and total expenses over the life of your loan.
Energy Efficient Mortgage: What is It and How Do I Get One?
If you’re in the market for a green home or need financing for efficiency upgrades, an EEM could be right for you.
How it Works: Adjustable Rate Mortgages (ARMs)
Is an ARM right for you? Learn how they work before making your decision.
4 Reasons to Refinance Your Mortgage
Learn about the benefits of refinancing and how to decide if it’s the right time for you.
Choose Your Term
Whether you choose a 10-, 15-, 20- or 30-year fixed-rate mortgage, you're guaranteed that your monthly mortgage payment will remain the same for the entire term of the loan.
30 Years of Certainty
30 years may sound like a lifetime with many unknowns, but a 30-year fixed-rate mortgage can provide you with many comforting certainties.
Amore Your Amortization Schedule
What exactly is amortization, what is an amortization schedule, and why does it matter?
Homeownership: Taking Taxes into Account
2018 ushered in new federal income tax laws that have many homeowners scratching their heads and wondering how the changes will affect them . The answer: It depends.
Interest Rate vs. APR
Interest Rates and APR are both used when applying for a loan. Understanding the difference between them could save you thousands of dollars.
How Will Rising Rates Affect Your Bottom Line
With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.
Your Buying Power Just Increased
New loan limit increases may help you reach your goal of buying a home.
What is Home Equity and Why Do I Want It?
Let's define the term and calculate how much home equity you have.
How Your Tax Refund Can Help You Buy a Home
If you're expecting a tax refund this year, check out these three ways your refund could bring you closer to homeownership.
How Much Will You Bring to the Closing Table?
Before you get the keys to the home that you're buying, you'll go through the closing process, which includes paying certain fees. How much money are we talking about?
Why Was My Mortgage Sold?
Did you receive a letter stating that Freddie Mac purchased your loan? If so, do not be alarmed and check out our most frequently asked questions.