The Facts About Mortgage Refinancing If you're thinking about refinancing, it's important to have all the facts. Get the answers to your refi FAQs in this article. 4 Reasons to Refinance Your Mortgage Learn about the benefits of refinancing and how to decide if it’s the right time for you. What is Refinancing? Refinancing your is the process of replacing your current mortgage with a new loan. Help for Homeowners and Renters Since the start of the COVID-19 pandemic, we have supported American families nationwide. Is 2020 Your Year to Refinance? The trifecta of interest-rate cuts in 2019 boded well for homeowners looking to refinance. Does it make sense for you? Renovations, Rates and Refinancing Freddie Mac's new CHOICERenovation mortgage saves both time and money by providing cost-effective options for financing or refinancing home renovations, repairs, or improvements. 6.8 Million Are In The Pool. Are You? As the average 30-year fixed-rate mortgage nears a two-year low, more homeowners are entering the "refi-eligible" pool. What is Home Equity and Why Do I Want It? Let's define the term and calculate how much home equity you have. Can You Skip the Property Appraisal? You might be able to skip the traditional property appraisal. Talk to your loan officer to see if you qualify.