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Renting, Buying & Owning: Let’s Get Started

Home is a place to call your own, spend time with your friends and family, and build lasting memories. Whether you rent, own, or plan to buy, we offer the resources to help you make informed decisions and support your success. Because home is a good place to be.

Educational Resources to Help You Rent, Buy, and Own Your Home

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  Blog

 

Homeownership: Beyond the Mortgage - Freddie Mac

Thu, Jun 22, 2017

The financial obligations of owning a home are more than just paying the mortgage. Similar to owning a car, your home will need regular upkeep to keep it safe and in great shape.

  Article

 

Understanding What You Can Afford

Before you start house hunting, you need to get a firm handle on your finances and a good understanding about your credit, mortgage rates, and your local market. What do you earn? What do you spend? How is your credit? What’s today’s mortgage rate? Find out how all of these factors play a role in how much home you can afford.

  From @FreddieMac

Mortgage Rates

Freddie Mac surveys lenders each week on the average rates, fees, and points for the most popular mortgage products. The Primary Mortgage Market Survey® (PMMS®) results are released Thursday at 10 a.m. ET.

June 22, 2017

30-Year
Fixed-Rate Mortgage
15-Year
Fixed-Rate Mortgage
5/1-Year
Adjustable Rate Mortgage
3.90% 3.17% 3.14%
0.5
Fees & Points
0.5
Fees & Points
0.5
Fees & Points

View All Mortgage Survey Data

Resources

 

3 Facts About Down Payments

Learn about the most common down payment myths and get the facts

 

Calculators

Check out our 15 easy to use calculators for crunching important numbers

 

CreditSmart

Module 1: Your Credit and Why It Is Important

About Freddie Mac

Freddie Mac is focused on funding mortgages that help you own or rent a home, stabilizing your community, and shaping a strong housing finance system for the future.

Learn more about the role we play and how we’re moving housing forward.

Learn More

By The Numbers

Over the last year...

we helped 2.4 Million people rent, buy or refinance their home
we helped 278 Thousand first-time homebuyers realize the dream of homeownership
we provided $467 Billion in mortgage funding to support the housing market
we offered our 3% down payment program, expanding access to credit for qualified buyers

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