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Renting, Buying & Owning: Let’s Get Started

Home is a place to call your own, spend time with your friends and family, and build lasting memories. Whether you rent, own, or plan to buy, we offer the resources to help you make informed decisions and support your success. Because home is a good place to be.

Educational Resources to Help You Rent, Buy, and Own Your Home

Don’t Know Where to Start?

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Which Best Describes Your Situation?

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This Tool Makes It Easier to Manage Your Money

Tue, Jan 17, 2017

If your resolution is to get into a new home this year, it's important to understand how to manage your money. In fact, this knowledge is valuable in any case.



Understanding What You Can Afford

Before you start house hunting, you need to get a firm handle on your finances and a good understanding about your credit, mortgage rates, and your local market. What do you earn? What do you spend? How is your credit? What’s today’s mortgage rate? Find out how all of these factors play a role in how much home you can afford.

  From @FreddieMac

Mortgage Rates

Freddie Mac surveys lenders each week on the average rates, fees, and points for the most popular mortgage products. The Primary Mortgage Market Survey® (PMMS®) results are released Thursday at 10 a.m. ET.

January 12, 2017

Fixed-Rate Mortgage
Fixed-Rate Mortgage
Adjustable Rate Mortgage
4.12% 3.37% 3.23%
Fees & Points
Fees & Points
Fees & Points

View All Mortgage Survey Data



3 Facts About Down Payments

Learn about the most common down payment myths and get the facts



Check out our 15 easy to use calculators for crunching important numbers



Module 1: Your Credit and Why It Is Important

About Freddie Mac

Freddie Mac is focused on funding mortgages that help you own or rent a home, stabilizing your community, and shaping a strong housing finance system for the future.

Learn more about the role we play and how we’re moving housing forward.

Learn More

By The Numbers

Over the last year ...

we helped 1.5 Million people buy or refinance their home
we helped 256 Thousand first-time homebuyers realize the dream of homeownership
we provided $395 Billion in mortgage funding to support the housing market
we offered our 3% down payment program, expanding access to credit for qualified buyers

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