Freddie Mac Blog

Helpful information and tips on buying, owning or renting a home and the housing market

Rent or Buy: Which Option is Right for You?

Deciding whether to rent or buy is a critical starting point for your home search. Use this guide to determine which option is best for you.

Block by Block in Baltimore: Raising Home Values by Investing in Overlooked Communities

Learn how an initiative to remodel abandoned homes and sell them at affordable prices has benefitted homeowners and homebuyers along one Baltimore street.

The Best Home Maintenance Purchases to Make Each Season

With a little planning and patience, there is a best time to buy the items needed for your home improvement needs.

Top 4 Things Every New Homeowner Should Do

While you unpack and settle in, here are four steps you should take right away as a new homeowner.

The Math Behind Putting Down Less Than 20%

See the numbers that explain how a smaller down payment affects your monthly mortgage.

How to Budget for Upfront and Recurring Rent Costs

It’s important to consider how additional costs associated with your new apartment factor into your monthly budget.

What Is Mortgage Underwriting?

Learn about what underwriting is and the underwriting process so that you understand how your loan application will be evaluated.

What’s the Difference Between Interest Rate and APR?

When it comes to buying a house, knowing the difference between these two rates is important and could save you thousands of dollars on your mortgage.

Considering an Adjustable-Rate Mortgage? Here’s What You Should Know

Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing.

5 Tips for Online House Hunting

Searching for a new home online can be convenient and efficient. Here are five tips to house hunt online effectively.

5 Tips for Buying New Construction

Buying new construction can provide you with exciting choices, but the buying process is different and warrants some tips for success.

What Is Escrow?

Whether you are a homebuyer or homeowner, here’s what you should know about escrow.

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