If you're struggling to make your mortgage payments due to a short- or long-term financial setback, or you have little to no equity in your home and want to refinance, there are options to help you stay in your home and avoid foreclosure.
Remember that your lender wants to help you stay in your home!
Reach out to your lender (the company to which you make your mortgage payments) to determine the best solution for your situation. Contacting your lender as soon as you realize there is, or will be, a problem is the best decision you can make – and one that may help you keep your home.
Your lender will work with you to determine if you're eligible for any of the following workout options:
If you're a service member, learn more about your mortgage relief options.