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Planning to Buy

Understanding the Timeline

How long will it take to buy a home and what is the process?  There are a lot of variables to consider, including how fast you want to buy a home.  Walking through the main steps involved in the process – from understanding what you can afford to closing – will help you prepare for a successful homebuying experience.

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Understanding Who Will Be Involved

The homebuying process is exciting, yet it can be intimidating for first-time homebuyers and repeat homebuyers alike. The good news is that you have a team of professionals who will work closely with you every step of the way.

Gathering Your Documents

When you meet with your lender to apply for a loan or pre-approval letter, you’ll need to provide quite a bit of personal and financial information, from W-2s to your history of residence.  This information will enable your lender to determine your eligibility for a mortgage loan.

Understanding the Documents Involved

Many families feel overwhelmed by the homebuying process because of the amount of paperwork they must complete and sign. But, with the right infor­mation and support from your team, you can be better equipped to understand what you are signing.

Determining Costs

There are many costs that come with a home purchase, including your down payment and closing costs.  Understanding what these costs are ahead of time will help you be a better prepared and informed homebuyer.

Buying Resources

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How Much Can You Afford?

Research how much house works within your budget.

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Applying for Your Loan

Learn about the loan application process, from the paperwork required to how lenders assess your eligibility.

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