Budget Worksheet Use our budget worksheet to calculate where you are spending your money. Once you have a better idea of your current spending habits, you can make adjustments to reach your financial goals. Enter your income and expenses for the worksheet to calculate your finances at the end of the month. Once you have filled out each section, you can download the completed worksheet. Download BlankMonthly Budget Worksheet PDF Blank Worksheet Monthly Budget Spreadsheet Your completed worksheet from the form below Enter your monthly income Net Monthly Income Net Monthly Income Salary/Wages (your paycheck after taxes, benefits, etc.) Select Frequency WeeklyTwice monthlyMonthlyQuarterlyYearly Other (alimony, child support, etc.) Select Frequency WeeklyTwice monthlyMonthlyQuarterlyYearly Average Monthly Income Enter your monthly expenses Housing Housing Mortgage or rent Monthly Homeowner's or condo association fees Monthly Property taxes Monthly Homeowner's insurance Monthly Other Monthly Average Monthly Housing Expenses Utilities Utilities Electric Monthly Gas/heating Monthly Water/sewage Monthly Cable/internet Monthly Phone Monthly Other Monthly Average Monthly Utilities Expenses Transportation Transportation Car payments Monthly Public transportation/ridesharing Monthly Gasoline Monthly Parking Monthly Car tags and insurance Monthly Other Monthly Average Monthly Transportation Expenses Health & Wellness Health & Wellness Medical insurance Monthly Other insurance (dental, life, etc.) Monthly Doctors/specialists (including insurance deductibles) Monthly Medications Monthly Gym membership/fitness Monthly Other Monthly Average Monthly Health & Wellness Expenses Food & Entertainment Food & Entertainment Groceries Monthly Meals out Monthly Entertainment (movies, concerts, etc.) Monthly Subscriptions Monthly Other Monthly Average Monthly Food & Entertainment Expenses Childcare Childcare Daycare/babysitter Monthly Tutoring/lessons/sports Monthly School tuition & supplies Monthly Other Monthly Average Monthly Childcare Related Expenses Debt Debt Credit cards Monthly Student loans Monthly Personal loans Monthly Medical debts Monthly Other Monthly Average Monthly Debt Expenses Miscellaneous Miscellaneous Child support/Alimony Monthly Education Monthly Clothing, shoes, accessories Monthly Personal care and toiletries Monthly Technology Monthly Petcare Monthly Gifts/Donations Monthly Other Monthly Average Monthly Miscellaneous Expenses Savings Savings Emergency fund Monthly Down payment for home Monthly Home maintenance/improvements Monthly Household essentials (furniture, appliances, etc.) Monthly Education Monthly Wedding Monthly Retirement Monthly Vacation Monthly Other Monthly Average Monthly Savings Expenses Summary of your finances Summary Average Monthly Income Total Monthly Expenses Total Budget Download your completed worksheet