Today’s Housing Market
If you’re considering buying or refinancing a home, you should watch mortgage rates carefully.
| Average Mortgage Rates as of May 21, 2026 | |
|---|---|
|
30-Yr FRM 6.51% |
15-Yr FRM 5.85% |
The Primary Mortgage Market Survey® is based on loan applications submitted to Freddie Mac by lenders across the country and shows the average 30-year fixed-rate and 15-year fixed-rate mortgage rates. The results are released weekly on Thursdays at 12 p.m. ET.
Making a Homebuying Wish List
Creating a wish list can help you prioritize what’s important and keep you on track when you look for homes in person or online.
Your Journey, Your Tools
Personalized Tools
Our calculators and worksheets can help you make informed decisions, based on your unique situation, every step along the home journey.
Quizzes
Do you think you know the essentials of the housing journey? Test your knowledge with our quizzes.
Glossary
Our simple guide will help you understand mortgage-related terms, from amortization to warranties.
My Home in your inbox
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Housing Help
Are you struggling to make mortgage or rent payments? You have options, and help is available.