Buying a home

Purchasing a home is one of the biggest, most important investments you'll make. Lean on us for reliable and sound advice — including if buying is right for you.

  1. Understanding what you can afford

    Your first step in buying a home is to fully understand your finances. It's not as fun as looking at homes, but it's important and necessary to determine how much you can afford.
  2. Down payments and PMI

    These two important topics are often misunderstood. Let us walk you through your options and the associated pros and cons.
  3. Finding your team

    There are many people involved in your homebuying journey. Learn how having the right people by your side can help you achieve success with less stress.
  4. Finding the right home

    Finding the right home that fits your finances, lifestyle and stage of life requires planning. It’s time to ask yourself a few key questions about location, type of home and must-have features.
  5. Applying for a home loan

    Taking out a mortgage is a complex part of the homebuying process. Let's walk through each step to help you understand home loans, including getting pre-approved, finding the right loan, and completing the loan application.
  6. Making your offer

    You've found your dream home and now it's time to make an offer. Learn how to determine a fair price and negotiate while making sure you stay within budget.
  7. Inspecting and appraising

    These are two critical steps in your home buying journey. Find out what you need to know and why they are so important to you and your lender.
  8. Closing your loan

    The final step of the home buying process involves signatures, documents and keys. Let us help you prepare and understand what to expect.