Buying a home Purchasing a home is one of the biggest, most important investments you'll make. Lean on us for reliable and sound advice — including if buying is right for you. Understanding what you can afford Your first step in buying a home is to fully understand your finances. It's not as fun as looking at homes, but it's important and necessary to determine how much you can afford. Down payments and PMI These two important topics are often misunderstood. Let us walk you through your options and the associated pros and cons. Finding your team There are many people involved in your homebuying journey. Learn how having the right people by your side can help you achieve success with less stress. Finding the right home Now that you've been pre-approved and have your team, it's time to start looking for your new home. This is an exciting time as you'll lock down your location, type and must-have features. Working with your lender Buying a home can seem overwhelming, but your lender can provide a steadying hand. Find out what you can expect, and the role they play at every stage of the process. Making your offer You've found your dream home and now it's time to make an offer. Learn how to determine a fair price and negotiate while making sure you stay within budget. Inspecting and appraising These are two critical steps in your home buying journey. Find out what you need to know and why they are so important to you and your lender. Closing your loan The final step of the home buying process involves signatures, documents and keys. Let us help you prepare and understand what to expect.