Financial Education Looking for all Freddie Mac blog posts about financial education? You'll find them here. Improve Your Financial Health by Managing Debts and Expenses Learn more about prioritizing different types of debts and expenses. Building Blocks to Wealth: Constructing a Stable Financial Future for Your Family Building and managing your wealth is a lifelong process that can have major implications for you and your family. Creating a Vision for Your Financial Future Learn how helpful tools like vision boards can help you reach your financial goals. How to Set and Preserve Financial Goals By creating and maintaining a plan to achieve your financial goals, you can ensure you remain on track over time. How to Improve a Damaged Credit Score There are steps you can take to improve your credit score and strengthen your personal finances. The 5 Factors that Make Up Your Credit Score Take a close look at the factors that make up your FICO ® credit score and the importance of each to your score. How to Start Building Your Credit History If you don't have a credit history, there are a number of strategies you can apply to build good credit. How Does a Joint Credit Card Account Affect My Credit? If you're considering setting up a joint credit card account, it's important to understand how it will affect your credit and to weigh the pros and cons. How Your Mindset Toward Money Affects Your Financial Decisions Learn how changing your perception of money can help set you up for financial success. Get Smart About Credit: Credit Basics Q&A Understanding what credit is, what affects credit and how credit is used can empower you take control of your financial health. How to Build Wealth by Investing Your Money Learn when and how to invest your money to build wealth for your long-term benefit. Understanding Credit Scores Credit scores can be confusing and complex. Learn how credit scores work, the different types of scores and where you can find yours.