Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. 5 Tips to Help You Save on Closing Costs Shopping around for the best price for some of your closing costs can help make homebuying more affordable. Learn more Why You Should Consider a Rate Lock-In Rate lock-ins can help ensure you get the best interest rate on your mortgage. Learn more The Math Behind Putting Down Less Than 20% See the numbers that explain how a smaller down payment affects your monthly mortgage. Learn more The Essential Guide to Creating a Homebuying Budget Prepare financially to own a home by understanding the costs of buying, owning and maintaining your home and how to budget accordingly. Learn more Budgeting for Upfront Homebuying Costs Learn about the upfront costs of buying a home and how much you should save to cover them. Learn more Understanding VA Home Loans If you are a current service member or veteran, learn how VA home loans can help make buying a home more affordable and the process for buying a home using one. Learn more 6 Tips to Consider When Shopping for a Lender It pays shop for a lender. Learn six tips for getting quotes and comparing mortgage options to help find the home loan that’s right for you. Learn more Understanding the Homebuying Timeline Learn the general timeline to expect when buying a home – from looking at homes to closing on one. Learn more Three Pro Tips for First-Time Homebuyers As you look to buy your first home, learn about the special tools and resources that can set you up for success. Learn more Choosing Between a Fixed-Rate and an Adjustable-Rate Mortgage In deciding between a fixed-rate and an adjustable rate mortgage, carefully consider the features and benefits of each. Learn more How Do I Get Pre-Approved for a Mortgage? If you’re thinking about buying a house, getting pre-approved for a loan is an important step before you start your search. Learn more What Are Housing Counselors and How Do They Help Homebuyers? Buying a home can be intimidating, which is why you may consider working with an experienced housing counselor to help you throughout the process. Learn more