Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. Understanding Lenders and How They Help Homebuyers Learn more about lenders and the important role they play in your homebuying journey. How Down Payment Assistance Programs Can Help You Into Your First Home Down payment assistance programs can help you secure the funds you need to buy a home. How Much Home Can I Afford? We're breaking down the factors that help determine how much home you can afford, which is an estimate you'll need to make before you begin house hunting. What If I Don’t Qualify for a Loan? Learn why your lender might deny your loan application and steps you can take to improve your financial situation and chances of getting approved in the future. How to Use Your Tax Refund to Buy a Home If you are expecting a tax refund from the IRS, there are several ways you can use those funds to bring yourself closer to homeownership. Making a Homebuying Wish List Creating a wish list can help you prioritize what’s important and keep you on track when you look for homes in person or online. Am I Financially Prepared to Take Out a Home Loan? See how your credit, debt and financial history stack up and learn what steps you can take to improve your finances. Why Winter Is Still a Good Time to Buy or Sell a Home Whether you are looking to buy or sell your home, the winter season has its advantages. What You Should Know About Digital Mortgage Tools Learn more about why lenders are adopting digital underwriting tools and how they impact the loan application process. 6 Tips to Consider When Shopping for a Lender It pays shop for a lender. Learn six tips for getting quotes and comparing mortgage options to help find the home loan that’s right for you. Understanding VA Home Loans If you are a current service member or veteran, learn how VA home loans can help make buying a home more affordable and the process for buying a home using one. Three Pro Tips for First-Time Homebuyers As you look to buy your first home, learn about the special tools and resources that can set you up for success.