Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. 5 Tips for Buying New Construction Buying new construction can provide you with exciting choices, but the buying process is different and warrants some tips for success. Learn more Finding the Right Real Estate Agent to Help You Buy a Home Learn about the role real estate agents play and how to find the right one for you. Learn more Do I Need to Put Down 20% on a Home? You may be overestimating the upfront costs of homeownership. Some mortgage programs make it possible to put down as little as 3%. Learn more How to Use Your Tax Refund to Buy a Home If you are expecting a tax refund from the IRS, there are several ways you can use those funds to bring yourself closer to homeownership. Learn more Spotting and Preventing Predatory Lending Learn more about the warning signs of predatory lending and your protections as a consumer. Learn more Is Now a Good Time to Buy? Whether you are ready to buy a home depends on your personal financial situation. But you can become a more informed and prepared homebuyer by following these housing market conditions. Learn more How You Can Begin to Build Wealth with a Starter Home A starter home can give you homeownership experience and the financial benefits that come with it. Learn more What If I Don’t Qualify for a Loan? Learn why your lender might deny your loan application and steps you can take to improve your financial situation and chances of getting approved in the future. Learn more 10 Real Estate Terms Every Homebuyer Should Know Buying a home is exciting, but it's easy to get overwhelmed if you're not familiar with the homebuying vocabulary. Learn more The 4 C's of Qualifying for a Mortgage Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower. Learn more What Is Private Mortgage Insurance? In considering the total costs of buying and owning a home, don't forget to factor in private mortgage insurance (PMI). Learn more The 7 Parts of a Mortgage Payment Understanding the components that make up a mortgage payment can help you choose the mortgage option that is best for you. Learn more