Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. What Is Private Mortgage Insurance? In considering the total costs of buying and owning a home, don't forget to factor in private mortgage insurance (PMI). Learn more The 7 Parts of a Mortgage Payment Understanding the components that make up a mortgage payment can help you choose the mortgage option that is best for you. Learn more Rent or Buy: Which Option is Right for You? Deciding whether to rent or buy is a critical starting point for your home search. Use this guide to determine which option is best for you. Learn more How Much Home Can I Afford? We're breaking down the factors that help determine how much home you can afford, which is an estimate you'll need to make before you begin house hunting. Learn more What Is Mortgage Underwriting? Learn about what underwriting is and the underwriting process so that you understand how your loan application will be evaluated. Learn more Am I Financially Prepared to Take Out a Home Loan? See how your credit, debt and financial history stack up and learn what steps you can take to improve your finances. Learn more Qualifying for a Mortgage When You’re Self-Employed Tips to navigate the homebuying process if you’re self-employed. Learn more 5 Tips for Online House Hunting Searching for a new home online can be convenient and efficient. Here are five tips to house hunt online effectively. Learn more The Essential Guide to Creating a Homebuying Budget Prepare financially to own a home by understanding the costs of buying, owning and maintaining your home and how to budget accordingly. Learn more Qualifying for a Mortgage with Student Loan Debt Don’t let your student loan debt dissuade you from homeownership if you’re financially ready. Learn more What Is Credit Life Insurance? Should I Have It? Learn what credit life insurance is — and ways you can ensure your loved ones are protected from any large financial burden when you die. Learn more How to Navigate a Hot Homebuying Market Learn how you can set yourself up for successful long-term homeownership when buying in a competitive market. Learn more
