Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. Rent or Buy: Which Option is Right for You? Deciding whether to rent or buy is a critical starting point for your home search. Use this guide to determine which option is best for you. Learn more The Math Behind Putting Down Less Than 20% See the numbers that explain how a smaller down payment affects your monthly mortgage. Learn more What Is Mortgage Underwriting? Learn about what underwriting is and the underwriting process so that you understand how your loan application will be evaluated. Learn more What’s the Difference Between Interest Rate and APR? When it comes to buying a house, knowing the difference between these two rates is important and could save you thousands of dollars on your mortgage. Learn more Considering an Adjustable-Rate Mortgage? Here’s What You Should Know Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing. Learn more 5 Tips for Online House Hunting Searching for a new home online can be convenient and efficient. Here are five tips to house hunt online effectively. Learn more 5 Tips for Buying New Construction Buying new construction can provide you with exciting choices, but the buying process is different and warrants some tips for success. Learn more ¿Por qué debería considerar la compra de una casa prefabricada? Una casa prefabricada, que ofrece calidad y valor, podría ser una opción asequible para obtener su vivienda propia. Learn more What Is Escrow? Whether you are a homebuyer or homeowner, here’s what you should know about escrow. Learn more Lo que los compradores de vivienda pueden esperar de una tasación, y qué hacer si está por debajo del precio de su oferta La compra de una vivienda es una de las inversiones financieras más importantes que puede hacer, y es fundamental obtener una evaluación profesional del estado y valor del inmueble antes de finalizar la compra. Learn more A Beginner’s Guide to Home Loans Learn the mortgage basics, including what a mortgage is, typical types of loans, and the concept of shopping for a lender. Learn more Cómo pueden ayudarle los programas de asistencia para la cuota inicial a obtener su primera vivienda Los programas de asistencia para la cuota inicial pueden ayudarle a obener los fondos necesarios para comprar una vivienda. Learn more