Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. What Are Housing Counselors and How Do They Help Homebuyers? Buying a home can be intimidating, which is why you may consider working with an experienced housing counselor to help you throughout the process. Learn more Budgeting for Upfront Homebuying Costs Learn about the upfront costs of buying a home and how much you should save to cover them. Learn more Understanding Who’s on Your Homebuying Team Your homebuying team is made up of professionals who are there to support you every step of the way. Let’s take a closer look at your team. Learn more Should I Waive the Home Inspection? Home inspections are important in helping you understand the property’s condition — and the results could help you negotiate on the price. Learn more How to Include Your Kids in Finding Your Next Home Before you begin touring homes, here are a few tips for parents to consider. Learn more What Are HOAs? Learn about the services HOAs typically offer, the types of rules you may need to follow, and why it’s important to pay your HOA fees. Learn more Rent or Buy: Which Option is Right for You? Deciding whether to rent or buy is a critical starting point for your home search. Use this guide to determine which option is best for you. Learn more The Math Behind Putting Down Less Than 20% See the numbers that explain how a smaller down payment affects your monthly mortgage. Learn more What Is Mortgage Underwriting? Learn about what underwriting is and the underwriting process so that you understand how your loan application will be evaluated. Learn more What’s the Difference Between Interest Rate and APR? When it comes to buying a house, knowing the difference between these two rates is important and could save you thousands of dollars on your mortgage. Learn more Considering an Adjustable-Rate Mortgage? Here’s What You Should Know Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing. Learn more 5 Tips for Online House Hunting Searching for a new home online can be convenient and efficient. Here are five tips to house hunt online effectively. Learn more