Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. Budgeting for Upfront Homebuying Costs Learn about the upfront costs of buying a home and how much you should save to cover them. Learn more How the Secondary Mortgage Market Works The secondary mortgage market connects lenders, homebuyers and investors from around the world in a system that makes home possible for millions of families and renters. Learn more Understanding Common Types of Mortgage Loans There are many different types of mortgage loans. It’s important that you understand your options and the different factors you’ll want to consider before deciding which mortgage is right for you. Learn more Everything You Need to Know About Loan Estimates Learn more about what information is included in a loan estimate and how they can help choose the right loan. Learn more The Math Behind Putting Down Less Than 20% See the numbers that explain how a smaller down payment affects your monthly mortgage. Learn more Should My Offer Include an Escalation Clause? If you and your real estate agent are confident that there will be multiple offers on a home, you may consider including an escalation clause in your offer. Learn more Considering an Adjustable-Rate Mortgage? Here’s What You Should Know Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing. Learn more