Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. 6 Tips to Consider When Shopping for a Lender It pays shop for a lender. Learn six tips for getting quotes and comparing mortgage options to help find the home loan that’s right for you. Learn more Should My Offer Include an Escalation Clause? If you and your real estate agent are confident that there will be multiple offers on a home, you may consider including an escalation clause in your offer. Learn more Considering an Adjustable-Rate Mortgage? Here’s What You Should Know Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing. Learn more Qualifying for a Mortgage with Student Loan Debt Don’t let your student loan debt dissuade you from homeownership if you’re financially ready. Learn more The Essential Guide to Creating a Homebuying Budget Prepare financially to own a home by understanding the costs of buying, owning and maintaining your home and how to budget accordingly. Learn more The 4 C's of Qualifying for a Mortgage Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower. Learn more What Is Credit Life Insurance? Should I Have It? Learn what credit life insurance is — and ways you can ensure your loved ones are protected from any large financial burden when you die. Learn more Understanding Discriminatory Restrictive Covenants Know your rights when it comes to restrictive covenants in your housing documents. Learn more How to Use Your Tax Refund to Buy a Home If you are expecting a tax refund from the IRS, there are several ways you can use those funds to bring yourself closer to homeownership. Learn more A Closer Look at Housing Finance Agencies Learn more about what housing finance agencies do and how they help homebuyers. Learn more 5 Tips for Online House Hunting Searching for a new home online can be convenient and efficient. Here are five tips to house hunt online effectively. Learn more 10 Real Estate Terms Every Homebuyer Should Know Buying a home is exciting, but it's easy to get overwhelmed if you're not familiar with the homebuying vocabulary. Learn more