Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. The 4 Cs of Qualifying for a Mortgage Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower. Learn more Homebuying Negotiations: Responding to a Counteroffer Learn what is most commonly negotiated during homebuying and how to keep your wishes, your wallet and your cool throughout the process. Learn more Do I Need to Put Down 20% on a Home? You may be overestimating the upfront costs of homeownership. Some mortgage programs make it possible to put down as little as 3%. Learn more Should My Offer Include an Escalation Clause? If you and your real estate agent are confident that there will be multiple offers on a home, you may consider including an escalation clause in your offer. Learn more What to Expect with a Home Inspection A home inspection uncovers any underlying issues with the property so that you can complete your home purchase with confidence. Learn more Understanding Contingency Clauses in Homebuying Contingencies are specific conditions you can add to your home purchase agreement to protect yourself. Learn more 3 Strategies to Win a Bidding War Today's market is competitive and bidding wars are not uncommon. So, how do you "win" this war? Learn more 10 Real Estate Terms Every Homebuyer Should Know Buying a home is exciting, but it's easy to get overwhelmed if you're not familiar with the homebuying vocabulary. Learn more Energy Efficient Mortgage: What is It and How Do I Get One? If you’re in the market for a green home or need financing for efficiency upgrades, an EEM could be right for you. Learn more The Green Glossary Whether you're looking to buy an energy- and water-efficient house or improve the efficiency of your home, it's important to understand the terminology. Learn more Would You Buy a Home Next to a Cemetery? Buying a home near a cemetery may not be as grave a mistake as you think. Learn more Would You Buy a Haunted House? Your dream home is haunted. Are you still interested? Learn more