Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. Budgeting for Upfront Homebuying Costs Learn about the upfront costs of buying a home and how much you should save to cover them. Learn more Understanding the Homebuying Timeline Learn the general timeline to expect when buying a home – from looking at homes to closing on one. Learn more How the Secondary Mortgage Market Works The secondary mortgage market connects lenders, homebuyers and investors from around the world in a system that makes home possible for millions of families and renters. Learn more Understanding Common Types of Mortgage Loans There are many different types of mortgage loans. It’s important that you understand your options and the different factors you’ll want to consider before deciding which mortgage is right for you. Learn more Homebuying Negotiations: Responding to a Counteroffer Learn what is most commonly negotiated during homebuying and how to keep your wishes, your wallet and your cool throughout the process. Learn more Why You Should Consider Buying a Manufactured Home Offering both quality and value, a manufactured home could be an affordable option to get you into a home of your own. Learn more Everything You Need to Know About Loan Estimates Learn more about what information is included in a loan estimate and how they can help choose the right loan. Learn more The Math Behind Putting Down Less Than 20% See the numbers that explain how a smaller down payment affects your monthly mortgage. Learn more What to Know Before Buying a Home at Higher Risk of a Natural Disaster When you are in the market to purchase a home, it’s important to think about how your home might fare in the event of a natural disaster. Learn more 6 Tips to Consider When Shopping for a Lender It pays shop for a lender. Learn six tips for getting quotes and comparing mortgage options to help find the home loan that’s right for you. Learn more Should My Offer Include an Escalation Clause? If you and your real estate agent are confident that there will be multiple offers on a home, you may consider including an escalation clause in your offer. Learn more Considering an Adjustable-Rate Mortgage? Here’s What You Should Know Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing. Learn more