Homebuying

Looking for all Freddie Mac blog posts about homebuying? You'll find them here.

The 4 Cs of Qualifying for a Mortgage

Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower.

Homebuying Negotiations: Responding to a Counteroffer

Learn what is most commonly negotiated during homebuying and how to keep your wishes, your wallet and your cool throughout the process.

Do I Need to Put Down 20% on a Home?

You may be overestimating the upfront costs of homeownership. Some mortgage programs make it possible to put down as little as 3%.

Should My Offer Include an Escalation Clause?

If you and your real estate agent are confident that there will be multiple offers on a home, you may consider including an escalation clause in your offer.

What to Expect with a Home Inspection

A home inspection uncovers any underlying issues with the property so that you can complete your home purchase with confidence.

Understanding Contingency Clauses in Homebuying

Contingencies are specific conditions you can add to your home purchase agreement to protect yourself.

3 Strategies to Win a Bidding War

Today's market is competitive and bidding wars are not uncommon. So, how do you "win" this war?

10 Real Estate Terms Every Homebuyer Should Know

Buying a home is exciting, but it's easy to get overwhelmed if you're not familiar with the homebuying vocabulary.

Energy Efficient Mortgage: What is It and How Do I Get One?

If you’re in the market for a green home or need financing for efficiency upgrades, an EEM could be right for you.

The Green Glossary

Whether you're looking to buy an energy- and water-efficient house or improve the efficiency of your home, it's important to understand the terminology.

Would You Buy a Home Next to a Cemetery?

Buying a home near a cemetery may not be as grave a mistake as you think.

Would You Buy a Haunted House?

Your dream home is haunted. Are you still interested?