Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. 4 Things You Should Know Before Making an Offer on a Home By being prepared, knowing what to expect and working closely with your real estate agent, you can be confident in putting together a strong offer on a home. Learn more A Beginner’s Guide to Home Loans Learn the mortgage basics, including what a mortgage is, typical types of loans, and the concept of shopping for a lender. Learn more What’s the Difference Between Interest Rate and APR? When it comes to buying a house, knowing the difference between these two rates is important and could save you thousands of dollars on your mortgage. Learn more Loan Options for Building Your Home Learn about construction loans, including your options for securing a mortgage after construction is complete. Learn more How the Secondary Mortgage Market Works The secondary mortgage market connects lenders, homebuyers and investors from around the world in a system that makes home possible for millions of families and renters. Learn more Understanding Common Types of Mortgage Loans There are many different types of mortgage loans. It’s important that you understand your options and the different factors you’ll want to consider before deciding which mortgage is right for you. Learn more Everything You Need to Know About Loan Estimates Learn more about what information is included in a loan estimate and how they can help choose the right loan. Learn more Should My Offer Include an Escalation Clause? If you and your real estate agent are confident that there will be multiple offers on a home, you may consider including an escalation clause in your offer. Learn more Considering an Adjustable-Rate Mortgage? Here’s What You Should Know Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing. Learn more