Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. Considering a Fixed-Rate Mortgage? Here’s What You Should Know Learn the ins and outs of fixed-rate mortgages and how you can determine if this loan type is right for you. 4 Things You Should Know Before Making an Offer on a Home By being prepared, knowing what to expect and working closely with your real estate agent, you can be confident in putting together a strong offer on a home. Loan Programs to Help You Buy a Home in a Rural Area If you’re one of the 46 million people in the U.S. living in a rural area, and you’re in the market to buy a home, you should know about the loan programs designed to make purchasing a home more affordable. What You Need to Know About Discount Points Learn how discount points affect your mortgage and when you should consider buying them. What Homebuyers Can Expect with an Appraisal — and What to Do If It's Below Your Offer Price Buying a home is one of the most important financial investments you'll make, and getting a professional evaluation of its condition and value before you finalize the purchase is critical. 5 Steps to Success Before Closing Day With support from a qualified team, and by staying on top of key actions, you can help ensure that you’re prepared for closing day. What Is Earnest Money and How Does It Work? Making an earnest money deposit as part of your homebuying offer can be more attractive to sellers. But how does it work and what should you expect to pay? What to Know About Co-Buying a House Although the arrangement may not be for everyone, co-buying with friends and family could be an option in challenging housing markets. Should My Offer Include an Escalation Clause? If you and your real estate agent are confident that there will be multiple offers on a home, you may consider including an escalation clause in your offer. Considering an Adjustable-Rate Mortgage? Here’s What You Should Know Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing. Understanding HUD’s Mortgage Program for Native Homebuyers Learn about the federal loan program designed to increase access to housing in Native communities. What Is Escrow? Whether you are a homebuyer or homeowner, here’s what you should know about escrow.
