Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. Finding the Right Real Estate Agent to Help You Buy a Home Learn about the role real estate agents play and how to find the right one for you. Learn more Do I Need to Put Down 20% on a Home? You may be overestimating the upfront costs of homeownership. Some mortgage programs make it possible to put down as little as 3%. Learn more How to Use Your Tax Refund to Buy a Home If you are expecting a tax refund from the IRS, there are several ways you can use those funds to bring yourself closer to homeownership. Learn more Spotting and Preventing Predatory Lending Learn more about the warning signs of predatory lending and your protections as a consumer. Learn more Is Now a Good Time to Buy? Whether you are ready to buy a home depends on your personal financial situation. But you can become a more informed and prepared homebuyer by following these housing market conditions. Learn more How You Can Begin to Build Wealth with a Starter Home A starter home can give you homeownership experience and the financial benefits that come with it. Learn more 6 Tips to Consider When Shopping for a Lender It pays shop for a lender. Learn six tips for getting quotes and comparing mortgage options to help find the home loan that’s right for you. Learn more What If I Don’t Qualify for a Loan? Learn why your lender might deny your loan application and steps you can take to improve your financial situation and chances of getting approved in the future. Learn more Understanding the Homebuying Timeline Learn the general timeline to expect when buying a home – from looking at homes to closing on one. Learn more Types of Homes That May Be More Affordable There are several types of homes that may be more affordable and allow you to match your lifestyle wants with your budget needs. Learn more 10 Real Estate Terms Every Homebuyer Should Know Buying a home is exciting, but it's easy to get overwhelmed if you're not familiar with the homebuying vocabulary. Learn more The 4 C's of Qualifying for a Mortgage Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower. Learn more