Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. How to Get the Best Interest Rate for Your Mortgage Understanding how lenders determine interest rates, and how you may be able to lower your rate, can help you secure the best mortgage for you. Learn more What Is Escrow? Whether you are a homebuyer or homeowner, here’s what you should know about escrow. Learn more What to Know About Co-Buying a House Although the arrangement may not be for everyone, co-buying with friends and family could be an option in challenging housing markets. Learn more What to Expect with a Home Inspection A home inspection uncovers any underlying issues with the property so that you can complete your home purchase with confidence. Learn more What is Earnest Money and How Does it Work? Making an earnest money deposit as part of your homebuying offer can be more attractive to sellers. But how does it work and what should you expect to pay? Learn more 5 Steps to Success Before Closing Day With support from a qualified team, and by staying on top of key actions, you can help ensure that you’re prepared for closing day. Learn more Loan Programs to Help You Buy a Home in a Rural Area If you’re one of the 46 million people in the U.S. living in a rural area, and you’re in the market to buy a home, you should know about the loan programs designed to make purchasing a home more affordable. Learn more Considering a Fixed-Rate Mortgage? Here’s What You Should Know Learn the ins and outs of fixed-rate mortgages and how you can determine if this loan type is right for you. Learn more Understanding Contingency Clauses in Homebuying Contingencies are specific conditions you can add to your home purchase agreement to protect yourself. Learn more Why Winter Is Still a Good Time to Buy or Sell a Home Whether you are looking to buy or sell your home, the winter season has its advantages. Learn more Should I Waive the Home Inspection? Home inspections are important in helping you understand the property’s condition — and the results could help you negotiate on the price. Learn more What Are Closing Costs and How Much Will I Pay? Learn what closing costs consist of and what you should expect to pay when you purchase your next home. Learn more