Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. How Much Home Can I Afford? We're breaking down the factors that help determine how much home you can afford, which is an estimate you'll need to make before you begin house hunting. Learn more Understanding Common Types of Mortgage Loans There are many different types of mortgage loans. It’s important that you understand your options and the different factors you’ll want to consider before deciding which mortgage is right for you. Learn more Homebuying Negotiations: Responding to a Counteroffer Learn what is most commonly negotiated during homebuying and how to keep your wishes, your wallet and your cool throughout the process. Learn more Why You Should Consider Buying a Manufactured Home Offering both quality and value, a manufactured home could be an affordable option to get you into a home of your own. Learn more Am I Financially Prepared to Take Out a Home Loan? See how your credit, debt and financial history stack up and learn what steps you can take to improve your finances. Learn more Everything You Need to Know About Loan Estimates Learn more about what information is included in a loan estimate and how they can help choose the right loan. Learn more The Math Behind Putting Down Less Than 20% See the numbers that explain how a smaller down payment affects your monthly mortgage. Learn more The 7 Parts of a Mortgage Payment Understanding the components that make up a mortgage payment can help you choose the mortgage option that is best for you. Learn more What to Know Before Buying a Home at Higher Risk of a Natural Disaster When you are in the market to purchase a home, it’s important to think about how your home might fare in the event of a natural disaster. Learn more What If I Don’t Qualify for a Loan? Learn why your lender might deny your loan application and steps you can take to improve your financial situation and chances of getting approved in the future. Learn more Qualifying for a Mortgage When You’re Self-Employed Tips to navigate the homebuying process if you’re self-employed. Learn more Ways to Make Homebuying More Affordable There are many types of affordable housing, see which one best suits your budget and lifestyle needs. Learn more