Calculators & Worksheets
Your home journey is unique. Our personalized tools and resources are tailored to fit your specific needs and can help you make informed decisions each step along the way. Prepare for homebuying and homeownership with these calculators and worksheets. These tools are intended to provide guidance and financial estimates. Please reach out to your lender for precise calculations.
Preparing for Homeownership
Rent vs. Buy Calculator
Understand the financial differences between renting and owning a home.
Homebuying Budget Calculator
Determine how much house works within your budget.
Budget Worksheet
Get a sense of how and where you’re spending your money so you can build a realistic monthly budget.
Finding the Right Home Loan
Mortgage Amount Calculator
Estimate how much mortgage you may be able to qualify for.
Loan Comparison Calculator
Compare loans and determine which is best for your housing goals.
Mortgage Worksheet
As you interview lenders, this will help you identify the best lender and mortgage option for you.
Fixed-Rate Mortgage Calculator
Find out how much your monthly payment might be with a fixed-rate mortgage.
Adjustable-Rate Mortgage Calculator
Find out how much your monthly payment might be with an adjustable-rate mortgage.
Fixed-Rate vs. Adjustable-Rate Mortgage Calculator
Compare loan types and determine which is the right choice for you.
15-Year vs. 30-Year Term Mortgage Calculator
Compare how the term of your loan affects the monthly payment and total cost.
Discount Points Calculator
Find out how paying discount points might lower your mortgage rate.
Calculating the Costs of Buying a Home
Down Payment Calculator
Explore how much money you should put down on your home.
Private Mortgage Insurance (PMI) Calculator
Find your monthly private mortgage insurance premium based on your down payment amount.
Closing Costs Calculator
Determine how much you should expect to pay for closing costs.
Owning and Refinancing a Home
Extra Payments Calculator
Learn how making extra payments affects your mortgage.
Home Maintenance Worksheet
Maintaining your home is an important responsibility. Find out what you should check for seasonally.
Home Maintenance Worksheet [PDF]
Home Maintenance Worksheet [XLSX]Tax Savings Calculator
Find out how much you can save on your taxes as a homeowner.
Refinance Calculator
Determine if refinancing your mortgage makes sense for you.
Refinancing Cost Calculator
Determine how much it will cost you to refinance your mortgage.