Down Payment Calculator

Explore how much money you should put down on your home.

To learn more about your down payment options, see “The Math Behind Putting Down Less Than 20%”

This tool is intended to provide guidance and financial estimates. Please reach out to your lender for precise calculations.

Related Resources

Down payments & PMI

Typically, down payments are 5 to 20% of the home’s purchase price, but this can be as little as 3%. If you make a down payment less than 20%, you’ll have to pay PMI.

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Calculators

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