Down Payment Calculator
Explore how much money you should put down on your home.
To learn more about your down payment options, see “The Math Behind Putting Down Less Than 20%.”
This tool is intended to provide guidance and financial estimates. Please reach out to your lender for precise calculations.
Did you know?
There are more than 2,500 down payment assistance programs across the country. Ask your lender about DPA One®, a free tool that can help you find programs available in your area.
Related Resources
Down payments & PMI
Typically, down payments are 5 to 20% of the home’s purchase price, but this can be as little as 3%. If you make a down payment less than 20%, you’ll have to pay PMI.
My Home in your inbox
Sign up to receive resources, tools and tips about buying, owning, refinancing, selling and renting a home in your inbox.