Understanding your responsibilities and rights as a renter

Before you sign your lease, make sure you understand your responsibilities and rights and are aware of potential rental scams.

As a tenant, you’ll have responsibilities beyond making your on-time monthly rent payment. When you sign your lease, you are legally committing to the terms you’ve agreed on with your landlord. Make sure all policies and procedures are clearly stated and that you fully understand them. You and any co-signers are ultimately responsible for damages and policy violations.

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    Understanding your responsibilities

    Before moving in, be sure to do a walk-through inspection of the property with the landlord. Keep a written report that clearly states any damage or required repairs to protect yourself. Once you sign the lease, you’ll be responsible for:

    Maintaining the rental. Keep your home clean and in good condition. This includes:

    • Properly discarding trash.
    • Preventing mold growth.
    • Preventing excessive dirt, rust and grime buildup.
    • Maintaining in-unit appliances.


    Preventing excessive damage. Normal wear is expected but neglect or reckless behavior is not. Misuse of property may include:

    • Removal of permanent fixtures or appliances.
    • Damage due to pet policy violations.
    • Large holes or stains on carpets and walls.
    • Violation of occupancy requirements.


    Reporting issues in a timely manner. Let your landlord know about necessary repairs as soon as possible. You may be held liable if you fail to report an issue that results in greater damage, including:

    • Plumbing issues that could lead to water damage.
    • Pests that could pose health hazards.
    • Electrical mishaps that could pose fire hazards.
    • Structural damage to the home.


    Additional maintenance responsibilities. Speak with your landlord about what additional home maintenance is expected of you, clarifying who will be responsible for:

    • Cutting grass.
    • Raking leaves.
    • Shoveling snow.
    • Putting down salt for ice.
    • Trimming plants and trees.
    • Cleaning gutters.
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    Understanding your rights

    As a tenant, you have rights that protect your privacy, security deposit, the condition of your home, and you and your family from illegal discrimination. Each state has different rights, laws and protections for tenants.

    The more you are aware, the better.

    Your rights generally include:

    • A clean and safe home that meets state and local building codes and health requirements.
    • Working heat and air conditioning units.
    • Functioning water, hot water and toilets.
    • At least 24 hours’ notice for a landlord to enter your home, except in cases of emergency.
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    Watch out for rental scams

    A rental scam is a fraudulent activity by a person who claims to rent a property that doesn’t belong to them, doesn’t exist or is different from what’s advertised. Scammers may place phony ads to find their victims or offer certain enticements, such as not requiring a credit or background check or offering below-market rent.

    Be savvy when you’re in search of a rental. Here are some signs you may be dealing with a scam:

    1. You’re asked to wire funds or use cash to pay for the security deposit and initial month's rent.
    2. Your rental contact will only communicate digitally, can’t verify their identity or claim to be out of the country.
    3. You are asked for personal information, including credit card or Social Security numbers.
    4. You're pressured into making a fast decision.
    5. They won’t let you see the property.


    Protect yourself against scammers by meeting people face-to-face, asking questions and verifying documents. Unfortunately, thousands of renters fall victim to scams each year. Be sure to do your research and stay aware!

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