Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. 5 Steps to Success Before Closing Day With support from a qualified team, and by staying on top of key actions, you can help ensure that you’re prepared for closing day. Learn more What Is Earnest Money and How Does It Work? Making an earnest money deposit as part of your homebuying offer can be more attractive to sellers. But how does it work and what should you expect to pay? Learn more What to Know About Co-Buying a House Although the arrangement may not be for everyone, co-buying with friends and family could be an option in challenging housing markets. Learn more Should My Offer Include an Escalation Clause? If you and your real estate agent are confident that there will be multiple offers on a home, you may consider including an escalation clause in your offer. Learn more Considering an Adjustable-Rate Mortgage? Here’s What You Should Know Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing. Learn more Understanding HUD’s Mortgage Program for Native Homebuyers Learn about the federal loan program designed to increase access to housing in Native communities. Learn more What Is Escrow? Whether you are a homebuyer or homeowner, here’s what you should know about escrow. Learn more Everything You Need to Know About Loan Estimates Learn more about what information is included in a loan estimate and how they can help choose the right loan. Learn more Understanding Common Types of Mortgage Loans There are many different types of mortgage loans. It’s important that you understand your options and the different factors you’ll want to consider before deciding which mortgage is right for you. Learn more What to Expect with a Home Inspection A home inspection uncovers any underlying issues with the property so that you can complete your home purchase with confidence. Learn more How the Secondary Mortgage Market Works The secondary mortgage market connects lenders, homebuyers and investors from around the world in a system that makes home possible for millions of families and renters. Learn more Why You Should Consider Buying a Manufactured Home Offering both quality and value, a manufactured home could be an affordable option to get you into a home of your own. Learn more