Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. What You Need to Know About Discount Points Learn how discount points affect your mortgage and when you should consider buying them. Learn more How to Get the Best Interest Rate for Your Mortgage Understanding how lenders determine interest rates, and how you may be able to lower your rate, can help you secure the best mortgage for you. Learn more Homebuying Glossary: The Top 10 Acronyms You Need to Know Learn some of the housing acronyms that you will likely encounter when buying a home. Learn more What is Earnest Money and How Does it Work? Making an earnest money deposit as part of your homebuying offer can be more attractive to sellers. But how does it work and what should you expect to pay? Learn more How Down Payment Assistance Programs Can Help You Into Your First Home Down payment assistance programs can help you secure the funds you need to buy a home. Learn more Considering a Fixed-Rate Mortgage? Here’s What You Should Know Learn the ins and outs of fixed-rate mortgages and how you can determine if this loan type is right for you. Learn more Is Now a Good Time to Buy? Whether you are ready to buy a home depends on your personal financial situation. But you can become a more informed and prepared homebuyer by following these housing market conditions. Learn more What You Should Know About Buying a Condo Learn more about condos and whether they are the right option for you. Learn more Qualifying for a Mortgage with Student Loan Debt Don’t let your student loan debt dissuade you from homeownership if you’re financially ready. Learn more What Is Credit Life Insurance? Should I Have It? Learn what credit life insurance is — and ways you can ensure your loved ones are protected from any large financial burden when you die. Learn more What to Know About Co-Buying a House Although the arrangement may not be for everyone, co-buying with friends and family could be an option in challenging housing markets. Learn more Exploring Mortgage Options for Native Homebuyers There are many mortgage products available to finance the purchase, construction or renovation of homes on Native lands. Learn more