Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. A Beginner’s Guide to Home Loans Learn the mortgage basics, including what a mortgage is, typical types of loans, and the concept of shopping for a lender. Learn more Is Now a Good Time to Buy? Whether you are ready to buy a home depends on your personal financial situation. But you can become a more informed and prepared homebuyer by following these housing market conditions. Learn more What You Should Know About Buying a Condo Learn more about condos and whether they are the right option for you. Learn more What’s the Difference Between Interest Rate and APR? When it comes to buying a house, knowing the difference between these two rates is important and could save you thousands of dollars on your mortgage. Learn more What Is Private Mortgage Insurance? In considering the total costs of buying and owning a home, don't forget to factor in private mortgage insurance (PMI). Learn more Loan Options for Building Your Home Learn about construction loans, including your options for securing a mortgage after construction is complete. Learn more What Are Housing Counselors and How Do They Help Homebuyers? Buying a home can be intimidating, which is why you may consider working with an experienced housing counselor to help you throughout the process. Learn more How You Can Begin to Build Wealth with a Starter Home A starter home can give you homeownership experience and the financial benefits that come with it. Learn more What You Should Know About Buying a Home in Foreclosure Learn more about the benefits of purchasing a foreclosed or distressed home. Learn more Budgeting for Upfront Homebuying Costs Learn about the upfront costs of buying a home and how much you should save to cover them. Learn more Understanding the Homebuying Timeline Learn the general timeline to expect when buying a home – from looking at homes to closing on one. Learn more How the Secondary Mortgage Market Works The secondary mortgage market connects lenders, homebuyers and investors from around the world in a system that makes home possible for millions of families and renters. Learn more