Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. Homebuying Glossary: The Top 10 Acronyms You Need to Know Learn some of the housing acronyms that you will likely encounter when buying a home. Learn more Understanding VA Home Loans If you are a current service member or veteran, learn how VA home loans can help make buying a home more affordable and the process for buying a home using one. Learn more What Homebuyers Can Expect with an Appraisal — and What to Do If It's Below Your Offer Price Buying a home is one of the most important financial investments you'll make, and getting a professional evaluation of its condition and value before you finalize the purchase is critical. Learn more How Down Payment Assistance Programs Can Help You Into Your First Home Down payment assistance programs can help you secure the funds you need to buy a home. Learn more Understanding HUD’s Mortgage Program for Native Homebuyers Learn about the federal loan program designed to increase access to housing in Native communities. Learn more How to Get the Best Interest Rate for Your Mortgage Understanding how lenders determine interest rates, and how you may be able to lower your rate, can help you secure the best mortgage for you. Learn more What Is Escrow? Whether you are a homebuyer or homeowner, here’s what you should know about escrow. Learn more Choosing Between a Fixed-Rate and an Adjustable-Rate Mortgage In deciding between a fixed-rate and an adjustable rate mortgage, carefully consider the features and benefits of each. Learn more What to Know About Co-Buying a House Although the arrangement may not be for everyone, co-buying with friends and family could be an option in challenging housing markets. Learn more What to Expect with a Home Inspection A home inspection uncovers any underlying issues with the property so that you can complete your home purchase with confidence. Learn more What is Earnest Money and How Does it Work? Making an earnest money deposit as part of your homebuying offer can be more attractive to sellers. But how does it work and what should you expect to pay? Learn more 5 Steps to Success Before Closing Day With support from a qualified team, and by staying on top of key actions, you can help ensure that you’re prepared for closing day. Learn more