Homebuying Looking for all Freddie Mac blog posts about homebuying? You'll find them here. What If I Don’t Qualify for a Loan? Learn why your lender might deny your loan application and steps you can take to improve your financial situation and chances of getting approved in the future. Learn more Loan Programs to Help You Buy a Home in a Rural Area If you’re one of the 46 million people in the U.S. living in a rural area, and you’re in the market to buy a home, you should know about the loan programs designed to make purchasing a home more affordable. Learn more Making a Homebuying Wish List Creating a wish list can help you prioritize what’s important and keep you on track when you look for homes in person or online. Learn more How to Navigate a Hot Homebuying Market Learn how you can set yourself up for successful long-term homeownership when buying in a competitive market. Learn more 3 Tips for Buying an Energy- and Water-Efficient Home From windows to water heaters and insulation to certifications, learn how to look for efficiency in a home you’re considering buying. Learn more What to Know Before Buying a Home at Higher Risk of a Natural Disaster When you are in the market to purchase a home, it’s important to think about how your home might fare in the event of a natural disaster. Learn more What Is Private Mortgage Insurance? In considering the total costs of buying and owning a home, don't forget to factor in private mortgage insurance (PMI). Learn more How Community Land Trusts Can Make Homebuying More Affordable Learn what a community land trust is, how it works and how this structure may make it possible for you to buy a home. Learn more 5 Steps to Success Before Closing Day With support from a qualified team, and by staying on top of key actions, you can help ensure that you’re prepared for closing day. Learn more What’s Driving Home Price Growth in 2022? The housing market has been red hot, but if you’re looking to buy in 2022, there is good news: the market may cool down slightly. Learn more What You Need to Know About Discount Points Learn how discount points affect your mortgage and when you should consider buying them. Learn more 6 Tips to Consider When Shopping for a Lender It pays shop for a lender. Learn six tips for getting quotes and comparing mortgage options to help find the home loan that’s right for you. Learn more