Financial Education

Looking for all Freddie Mac blog posts about financial education? You'll find them here.

How Does a Joint Credit Card Account Affect My Credit?

If you're considering setting up a joint credit card account, it's important to understand how it will affect your credit and to weigh the pros and cons.

The 5 Factors that Make Up Your Credit Score

Take a close look at the factors that make up your FICO® credit score and the importance of each to your score.

Cómo comenzar a crear su historial de crédito

Nunca es tarde para crear establecer su historial de crédito. Aquí hay tres puntos de partida.

Understanding Credit Scores

Credit scores can be confusing and complex. Learn how credit scores work, the different types of scores and where you can find yours.

How to Start Building Your Credit History

If you don't have a credit history, there are a number of strategies you can apply to build good credit.

Get Smart About Credit: Credit Basics Q&A

Understanding what credit is, what affects credit and how credit is used can empower you take control of your financial health.

Cap, Gown and Credit: Credit Basics for New Grads

If you're a recent college graduate, you've probably received a lot of advice about pursuing your passions or finding a job — but probably not about building and maintaining your credit.

From Down Payments to Dating: Why Credit Matters

Good credit can affect many aspects of your life – such as getting a loan, utility accounts and even a date.