Financial Education Looking for all Freddie Mac blog posts about financial education? You'll find them here. How to Improve a Damaged Credit Score There are steps you can take to improve your credit score and strengthen your personal finances. Learn more Improve Your Financial Health by Managing Debts and Expenses Learn more about prioritizing different types of debts and expenses. Learn more How to Start Building Your Credit History If you don't have a credit history, there are a number of strategies you can apply to build good credit. Learn more Get Smart About Credit: Credit Basics Q&A Understanding what credit is, what affects credit and how credit is used can empower you take control of your financial health. Learn more How Your Mindset Toward Money Affects Your Financial Decisions Learn how changing your perception of money can help set you up for financial success. Learn more How Does a Joint Credit Card Account Affect My Credit? If you're considering setting up a joint credit card account, it's important to understand how it will affect your credit and to weigh the pros and cons. Learn more