Homeownership Looking for all Freddie Mac blog posts about homeownership? You'll find them here. Should I Waive the Home Inspection? Home inspections are important in helping you understand the property’s condition — and the results could help you negotiate on the price. Learn more How to Include Your Kids in Finding Your Next Home Before you begin touring homes, here are a few tips for parents to consider. Learn more What Are HOAs? Learn about the services HOAs typically offer, the types of rules you may need to follow, and why it’s important to pay your HOA fees. Learn more Block by Block in Baltimore: Raising Home Values by Investing in Overlooked Communities Learn how an initiative to remodel abandoned homes and sell them at affordable prices has benefitted homeowners and homebuyers along one Baltimore street. Learn more The Best Home Maintenance Purchases to Make Each Season With a little planning and patience, there is a best time to buy the items needed for your home improvement needs. Learn more Top 4 Things Every New Homeowner Should Do While you unpack and settle in, here are four steps you should take right away as a new homeowner. Learn more The Math Behind Putting Down Less Than 20% See the numbers that explain how a smaller down payment affects your monthly mortgage. Learn more What Is Mortgage Underwriting? Learn about what underwriting is and the underwriting process so that you understand how your loan application will be evaluated. Learn more What’s the Difference Between Interest Rate and APR? When it comes to buying a house, knowing the difference between these two rates is important and could save you thousands of dollars on your mortgage. Learn more Considering an Adjustable-Rate Mortgage? Here’s What You Should Know Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing. Learn more Una mirada más atenta a la refinanciación Conozca las respuestas a cinco preguntas frecuentes sobre refinanciación que pueden ayudar a determinar si es la opción indicada para usted. Learn more 5 Tips for Online House Hunting Searching for a new home online can be convenient and efficient. Here are five tips to house hunt online effectively. Learn more