Homeownership

Looking for all Freddie Mac blog posts about homeownership? You'll find them here.

Should I Waive the Home Inspection?

Home inspections are important in helping you understand the property’s condition — and the results could help you negotiate on the price.

How to Include Your Kids in Finding Your Next Home

Before you begin touring homes, here are a few tips for parents to consider.

What Are HOAs?

Learn about the services HOAs typically offer, the types of rules you may need to follow, and why it’s important to pay your HOA fees.

Block by Block in Baltimore: Raising Home Values by Investing in Overlooked Communities

Learn how an initiative to remodel abandoned homes and sell them at affordable prices has benefitted homeowners and homebuyers along one Baltimore street.

The Best Home Maintenance Purchases to Make Each Season

With a little planning and patience, there is a best time to buy the items needed for your home improvement needs.

Top 4 Things Every New Homeowner Should Do

While you unpack and settle in, here are four steps you should take right away as a new homeowner.

The Math Behind Putting Down Less Than 20%

See the numbers that explain how a smaller down payment affects your monthly mortgage.

What Is Mortgage Underwriting?

Learn about what underwriting is and the underwriting process so that you understand how your loan application will be evaluated.

What’s the Difference Between Interest Rate and APR?

When it comes to buying a house, knowing the difference between these two rates is important and could save you thousands of dollars on your mortgage.

Considering an Adjustable-Rate Mortgage? Here’s What You Should Know

Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing.

Una mirada más atenta a la refinanciación

Conozca las respuestas a cinco preguntas frecuentes sobre refinanciación que pueden ayudar a determinar si es la opción indicada para usted.

5 Tips for Online House Hunting

Searching for a new home online can be convenient and efficient. Here are five tips to house hunt online effectively.