Homeownership Looking for all Freddie Mac blog posts about homeownership? You'll find them here. Should I Add an ADU to My Home? Learn what an accessory dwelling unit is, the benefits of adding an ADU to your home and options to help you finance the addition. Learn more What to Do When Your Home Appraisal Is Below Your Asking Price Learn what could cause your home to be appraised lower than your asking price and your options for moving ahead with selling your house. Learn more What Homeowners Need to Know About Home Appraisals Learn what an appraiser will look for, how you can prepare for the appraisal visit, and what to expect during and after the appraisal. Learn more Home Equity: Building Wealth Through Homeownership One benefit of owning a home is the opportunity to build wealth over time. Learn about home equity, how to build it and what you can do with it. Learn more What Homebuyers Can Expect with an Appraisal — and What to Do If It's Below Your Offer Price Buying a home is one of the most important financial investments you'll make, and getting a professional evaluation of its condition and value before you finalize the purchase is critical. Learn more Should Inflation Change Your Homebuying Plans? Inflation has reached a 40-year high. What does that mean for you as you consider whether or not to buy a home in 2022? Learn more Breathing New Life into Old: Buying Fixer-Upper and Distressed Homes Purchasing a fixer-upper or distressed home can be a smart financial investment, while also providing you with a place to call your own. Learn more How Down Payment Assistance Programs Can Help You Into Your First Home Down payment assistance programs can help you secure the funds you need to buy a home. Learn more The Essential Guide to Creating a Homebuying Budget Prepare financially to own a home by understanding the costs of buying, owning and maintaining your home and how to budget accordingly. Learn more How Much Home Can I Afford? We're breaking down the factors that help determine how much home you can afford, which is an estimate you'll need to make before you begin house hunting. Learn more 5 Steps to Prepare for Buying a Home If you are planning to buy a home, getting educated and organized before you start house hunting can help the homebuying process go more smoothly. Learn more What Role Does Housing Play in Your Health? Our recent study suggests housing may affect physical and mental health. But what elements most affect your health, and what can do you about it? Learn more