Keyword: Homebuying How to Get the Best Interest Rate for Your Mortgage Understanding how lenders determine interest rates, and how you may be able to lower your rate, can help you secure the best mortgage for you. Understanding VA Home Loans If you are a current service member or veteran, learn how VA home loans can help make buying a home more affordable and the process for buying a home using one. Our Mission Is Our Purpose Our solid third quarter 2021 financial results allow us to serve our mission and make home possible for owners and renters across the country and throughout the economic cycle. How Many Starter Homes Are Being Built in Your State? We compared the construction of starter homes, which is the main driver of the housing shortage, in 1980 and 2019 by state. How does your state fare? 4 Reasons Fall Is a Great Time to Sell The spring is typically known as the busiest season for homebuying activity, but there are plenty of strong reasons to sell your home this fall. The 4 Cs of Qualifying for a Mortgage Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower. Homebuying Negotiations: Responding to a Counteroffer Learn what is most commonly negotiated during homebuying and how to keep your wishes, your wallet and your cool throughout the process. Economic Forecast Shows Continued Growth in Home Prices and Low Interest Rates Through Year End Whether you’re looking to buy, sell or refinance, learn how the forecast of high house prices and low mortgage rates factors in to your thinking. Get Smart About Credit: Credit Basics Q&A Understanding what credit is, what affects credit and how credit is used can empower you take control of your financial health. Do I Need to Put Down 20% on a Home? You may be overestimating the upfront costs of homeownership. Some mortgage programs make it possible to put down as little as 3%. From Down Payments to Dating: Why Credit Matters Good credit can affect many aspects of your life – such as getting a loan, utility accounts and even a date. Freddie Mac Mortgage Programs: Which One is Right for You? Freddie Mac's loan programs make homeownership possible for borrowers in all different situations.
