Keyword: Mortgages

What If I Don’t Qualify for a Loan?

Learn why your lender might deny your loan application and steps you can take to improve your financial situation and chances of getting approved in the future.

Loan Programs to Help You Buy a Home in a Rural Area

If you’re one of the 46 million people in the U.S. living in a rural area, and you’re in the market to buy a home, you should know about the loan programs designed to make purchasing a home more affordable.

Mortgage Servicers: Who Are They and How They Can Help

Mortgage servicers are an essential part of homeownership. They help make sure that monthly payments are collected on time and are a key point of contact if any hardships arise.

What to Know Before Buying a Home at Higher Risk of a Natural Disaster

When you are in the market to purchase a home, it’s important to think about how your home might fare in the event of a natural disaster.

How You Can Make Your Home More Energy- and Water-Efficient

Learn about home upgrades that can help you reduce your energy and water use and save you money.

What Is Private Mortgage Insurance?

In considering the total costs of buying and owning a home, don't forget to factor in private mortgage insurance (PMI).

How Community Land Trusts Can Make Homebuying More Affordable

Learn what a community land trust is, how it works and how this structure may make it possible for you to buy a home.

Top 10 States Where Home Prices Increased the Most

In 2021, people moved to homes in affordable areas with good weather and plentiful outdoor activities. This migration led to a significant increase in home prices for states in two distinct regions.

What’s Driving Home Price Growth in 2022?

The housing market has been red hot, but if you’re looking to buy in 2022, there is good news: the market may cool down slightly.

LIBOR Is Being Phased Out. How Will My Mortgage Be Affected?

Learn about the transition away from the LIBOR index, how to determine whether your ARM is affected, and what actions you can take.

Why You Should Consider Buying a Manufactured Home

Offering both quality and value, a manufactured home could be an affordable option to get you into a home of your own.

What Homebuyers Can Expect with an Appraisal — and What to Do If It's Below Your Offer Price

Buying a home is one of the most important financial investments you'll make, and getting a professional evaluation of its condition and value before you finalize the purchase is critical.