Keyword: Mortgages Understanding Lenders and How They Help Homebuyers Learn more about lenders and the important role they play in your homebuying journey. Budgeting for Upfront Homebuying Costs Learn about the upfront costs of buying a home and how much you should save to cover them. The Math Behind Putting Down Less Than 20% See the numbers that explain how a smaller down payment affects your monthly mortgage. What Is Mortgage Underwriting? Learn about what underwriting is and the underwriting process so that you understand how your loan application will be evaluated. What’s the Difference Between Interest Rate and APR? When it comes to buying a house, knowing the difference between these two rates is important and could save you thousands of dollars on your mortgage. Considering an Adjustable-Rate Mortgage? Here’s What You Should Know Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing. ¿Qué es la refinanciación? La refinanciación es el proceso de reemplazar la hipoteca existente con un nuevo préstamo. 5 Tips for Buying New Construction Buying new construction can provide you with exciting choices, but the buying process is different and warrants some tips for success. ¿Por qué debería considerar la compra de una casa prefabricada? Una casa prefabricada, que ofrece calidad y valor, podría ser una opción asequible para obtener su vivienda propia. What Is Escrow? Whether you are a homebuyer or homeowner, here’s what you should know about escrow. Lo que los compradores de vivienda pueden esperar de una tasación, y qué hacer si está por debajo del precio de su oferta La compra de una vivienda es una de las inversiones financieras más importantes que puede hacer, y es fundamental obtener una evaluación profesional del estado y valor del inmueble antes de finalizar la compra. A Beginner’s Guide to Home Loans Learn the mortgage basics, including what a mortgage is, typical types of loans, and the concept of shopping for a lender.
