Freddie Mac Blog

Helpful information and tips on buying, owning or renting a home and the housing market

How Does a Joint Credit Card Account Affect My Credit?

If you're considering setting up a joint credit card account, it's important to understand how it will affect your credit and to weigh the pros and cons.

What’s the Difference Between Interest Rate and APR?

When it comes to buying a house, knowing the difference between these two rates is important and could save you thousands of dollars on your mortgage.

A Beginner’s Guide to Home Loans

Learn the mortgage basics, including what a mortgage is, typical types of loans, and the concept of shopping for a lender.

How Your Mindset Toward Money Affects Your Financial Decisions

Learn how changing your perception of money can help set you up for financial success.

How to Manage Your ADU as a Rental Unit

Renting out your ADU can be valuable source of income. Take a closer look at what you should know about managing and maintaining a rental unit.

What You Should Know About Mortgage Assumptions

Learn more about how mortgage assumptions can help if you need to change ownership of a property.

7 Things to Do Before Moving into Your New Apartment

Follow these tips to make your move as seamless as possible.

11 Tips for Working with Contractors on a Home Renovation

Follow these suggestions to help make sure renovation projects that require the professional help of a contractor go smoothly.

Homebuying Glossary: The Top 10 Acronyms You Need to Know

Learn some of the housing acronyms that you will likely encounter when buying a home.

Avoiding Fraud: What Is Call Spoofing?

Learn how to protect you and your family from call spoofing scams.

Understanding Contingency Clauses in Homebuying

Contingencies are specific conditions you can add to your home purchase agreement to protect yourself.

Should I Waive the Home Inspection?

Home inspections are important in helping you understand the property’s condition — and the results could help you negotiate on the price.

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