Freddie Mac Blog

Helpful information and tips on buying, owning or renting a home and the housing market

What Homebuyers Can Expect with an Appraisal — and What to Do If It's Below Your Offer Price

Buying a home is one of the most important financial investments you'll make, and getting a professional evaluation of its condition and value before you finalize the purchase is critical.

5 Steps to Success Before Closing Day

With support from a qualified team, and by staying on top of key actions, you can help ensure that you’re prepared for closing day.

What Is Earnest Money and How Does It Work?

Making an earnest money deposit as part of your homebuying offer can be more attractive to sellers. But how does it work and what should you expect to pay?

What to Know About Co-Buying a House

Although the arrangement may not be for everyone, co-buying with friends and family could be an option in challenging housing markets.

Should My Offer Include an Escalation Clause?

If you and your real estate agent are confident that there will be multiple offers on a home, you may consider including an escalation clause in your offer.

Considering an Adjustable-Rate Mortgage? Here’s What You Should Know

Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing.

What to Do When Your Home Appraisal Is Below Your Asking Price

Learn what could cause your home to be appraised lower than your asking price and your options for moving ahead with selling your house.

What Is a Short Sale and How Does It Work?

If you are facing financial hardship and have exhausted all options to remain in your home, one alternative to foreclosure is a short sale.

Understanding HUD’s Mortgage Program for Native Homebuyers

Learn about the federal loan program designed to increase access to housing in Native communities.

3 Benefits to Sharing Your Living Space

Whether you're looking to build community, save money or make chores a little easier, sharing an apartment offers plenty of pluses.

What Is Escrow?

Whether you are a homebuyer or homeowner, here’s what you should know about escrow.

What Is a Buyer’s Market?

Learn what you should expect when selling your home in a buyer’s market.

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