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5 Steps to Prepare for House Hunting
These five steps will help you shop smarter once you’ve hit the homebuying market.
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Make It in Memphis: How One Homebuyer Achieved His Goal of Homeownership
A 22-year-old homeowner shows how buying a home is possible with the help of educational resources, housing counselors and mortgage programs.
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Three Pro Tips for First-Time Homebuyers
As you look to buy your first home, learn about the special tools and resources that can set you up for success.
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Loan Options for Building Your Home
Learn about construction loans, including your options for securing a mortgage after construction is complete.
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Understanding the Homebuying Timeline
Learn the general timeline to expect when buying a home – from looking at homes to closing on one.
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5 Things You Should Understand About Your Lease
Before you sign on the dotted line, take some time to review the details of your rental agreement.
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Is There a Faster Way to Be Mortgage-Free?
By making a few changes to your monthly mortgage payments, or refinancing your loan, you may be able to pay off your mortgage early.
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Disaster Relief and Mortgage Assistance FAQ
Get answers to some of the most frequently asked questions about disaster relief and mortgage assistance programs.
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What If I Don’t Qualify for a Loan?
Learn why your lender might deny your loan application and steps you can take to improve your financial situation and chances of getting approved in the future.
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Loan Programs to Help You Buy a Home in a Rural Area
If you’re one of the 46 million people in the U.S. living in a rural area, and you’re in the market to buy a home, you should know about the loan programs designed to make purchasing a home more affordable.
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Making a Homebuying Wish List
Creating a wish list can help you prioritize what’s important and keep you on track when you look for homes in person or online.
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How to Navigate a Hot Homebuying Market
Learn how you can set yourself up for successful long-term homeownership when buying in a competitive market.
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10 Tips for Managing Money in the Military
Military personnel and their families can encounter unique circumstances when it comes to managing money and planning for what comes next.
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How to Spot Moving Fraud and What to Do if You’re a Victim
Don’t let fraud spoil your move. Learn what moving fraud is, best practices to avoid it and resources to report it.
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Mortgage Servicers: Who Are They and How They Can Help
Mortgage servicers are an essential part of homeownership. They help make sure that monthly payments are collected on time and are a key point of contact if any hardships arise.
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How a Refinance Can Help You Finance Home Renovations
Home renovations are a great way to increase the value of your home, but they can quickly grow expensive.
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What to Look for in an Energy-Efficient Rental
If you're searching for a place to rent, here are some features to look for to determine if the building is energy efficient.
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Do Energy-Efficient Improvements Increase Resale Value?
Studies have shown that green homes sell faster and for more money than homes without energy-efficient designations.
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4 Easy Ways You Can Lower Your Apartment Energy Bills
Renting in a green building or making energy-conscious changes to maximize the efficiency of your apartment can help the environment and lower your utility bills.
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3 Tips for Buying an Energy- and Water-Efficient Home
From windows to water heaters and insulation to certifications, learn how to look for efficiency in a home you’re considering buying.
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What to Know Before Buying a Home at Higher Risk of a Natural Disaster
When you are in the market to purchase a home, it’s important to think about how your home might fare in the event of a natural disaster.
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How You Can Make Your Home More Energy- and Water-Efficient
Learn about home upgrades that can help you reduce your energy and water use and save you money.
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6 Simple Ways to Save Energy and Water in Your Home
Here are six easy home improvement projects that can save you money while reducing your energy and water consumption.
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What Is Private Mortgage Insurance?
In considering the total costs of buying and owning a home, don't forget to factor in private mortgage insurance (PMI).
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How Community Land Trusts Can Make Homebuying More Affordable
Learn what a community land trust is, how it works and how this structure may make it possible for you to buy a home.
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5 Steps to Success Before Closing Day
With support from a qualified team, and by staying on top of key actions, you can help ensure that you’re prepared for closing day.
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A Beginner's Guide to Renters Insurance
Learn what typically is and is not covered by renters insurance, where you can get it, how much it costs and more.
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What You Need to Know About Discount Points
Learn how discount points affect your mortgage and when you should consider buying them.
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6 Tips to Consider When Shopping for a Lender
It pays shop for a lender. Learn six tips for getting quotes and comparing mortgage options to help find the home loan that’s right for you.
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Why You Should Consider Buying a Manufactured Home
Offering both quality and value, a manufactured home could be an affordable option to get you into a home of your own.
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Should I Add an ADU to My Home?
Learn what an accessory dwelling unit is, the benefits of adding an ADU to your home and options to help you finance the addition.
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What to Do When Your Home Appraisal Is Below Your Asking Price
Learn what could cause your home to be appraised lower than your asking price and your options for moving ahead with selling your house.
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What Homeowners Need to Know About Home Appraisals
Learn what an appraiser will look for, how you can prepare for the appraisal visit, and what to expect during and after the appraisal.
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Home Equity: Building Wealth Through Homeownership
One benefit of owning a home is the opportunity to build wealth over time. Learn about home equity, how to build it and what you can do with it.
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How Does a Joint Credit Card Account Affect My Credit?
If you're considering setting up a joint credit card account, it's important to understand how it will affect your credit and to weigh the pros and cons.
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3 Benefits to Sharing Your Living Space
Whether you're looking to build community, save money or make chores a little easier, sharing an apartment offers plenty of pluses.
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What Homebuyers Can Expect with an Appraisal — and What to Do If It's Below Your Offer Price
Buying a home is one of the most important financial investments you'll make, and getting a professional evaluation of its condition and value before you finalize the purchase is critical.
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Breathing New Life into Old: Buying Fixer-Upper and Distressed Homes
Purchasing a fixer-upper or distressed home can be a smart financial investment, while also providing you with a place to call your own.
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What to Do If Your Apartment Has a Rodent Problem
Learn what you can do to help prevent rodents from becoming roommates in your apartment during the cold winter months.
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The Essential Guide to Creating a Homebuying Budget
Prepare financially to own a home by understanding the costs of buying, owning and maintaining your home and how to budget accordingly.
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Getting Started in a New Apartment in a New City
We've put together some tips to help you settle into your new apartment and explore your new city.
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How Much Home Can I Afford?
We're breaking down the factors that help determine how much home you can afford, which is an estimate you'll need to make before you begin house hunting.
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5 Steps to Prepare for Buying a Home
If you are planning to buy a home, getting educated and organized before you start house hunting can help the homebuying process go more smoothly.
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Why Winter Is Still a Good Time to Buy or Sell a Home
Whether you are looking to buy or sell your home, the winter season has its advantages.
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Choosing Between a Fixed-Rate and an Adjustable-Rate Mortgage
In deciding between a fixed-rate and an adjustable rate mortgage, carefully consider the features and benefits of each.
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4 Things You Should Know Before Making an Offer on a Home
By being prepared, knowing what to expect and working closely with your real estate agent, you can be confident in putting together a strong offer on a home.
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11 Tips for Working with Contractors on a Home Renovation
Follow these suggestions to help make sure renovation projects that require the professional help of a contractor go smoothly.
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Home Renovation Projects that Can Help You Sell for More
If you're thinking about selling your home, a few of the right types of renovations can help increase your sales price.
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How to Get the Best Interest Rate for Your Mortgage
Understanding how lenders determine interest rates, and how you may be able to lower your rate, can help you secure the best mortgage for you.
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Avoiding Foreclosure Rescue Fraud
During times of financial hardship, remain especially aware of the common schemes of foreclosure rescue fraud and loan modification scams.